{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-25-061243","form_type":"8-K","ticker":"THG","cik":"0000944695","company_name":"HANOVER INSURANCE GROUP, INC.","filed_at":"2025-04-30T23:59:59+00:00","discovered_at":"2026-05-14T18:02:51.898855+00:00","generated_at":"2026-05-23T03:16:13.128955+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Hanover reports Q1 operating EPS $3.87, net income $3.50/sh; combined ratio 94.1%","bullets":["Net income $128.2M ($3.50/sh); operating income $141.8M ($3.87/sh).","Combined ratio 94.1% (ex-cat 87.8%); catastrophe losses $95.6M (6.3 pts).","Net premiums written $1,510.8M (+3.9%); renewal price increases 11-13% across lines.","Net investment income $106.1M (+18.3%); earned yield 4.14% on portfolio.","Personal Lines combined ratio improved to 89.7% from 101.0% a year ago."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-25-061243","json":"https://secwatch.observer/filing/0000950170-25-061243.json","markdown":"https://secwatch.observer/filing/0000950170-25-061243.md","text":"https://secwatch.observer/filing/0000950170-25-061243.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/944695/000095017025061243/0000950170-25-061243-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/944695/000095017025061243/thg-20250430.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T03:16:13.128955+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}