---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-25-061243"
form_type: "8-K"
ticker: "THG"
cik: "0000944695"
company_name: "HANOVER INSURANCE GROUP, INC."
filed_at: "2025-04-30T23:59:59+00:00"
generated_at: "2026-05-23T03:16:13.128955+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Hanover reports Q1 operating EPS $3.87, net income $3.50/sh; combined ratio 94.1%

## Summary
- Net income $128.2M ($3.50/sh); operating income $141.8M ($3.87/sh).
- Combined ratio 94.1% (ex-cat 87.8%); catastrophe losses $95.6M (6.3 pts).
- Net premiums written $1,510.8M (+3.9%); renewal price increases 11-13% across lines.
- Net investment income $106.1M (+18.3%); earned yield 4.14% on portfolio.
- Personal Lines combined ratio improved to 89.7% from 101.0% a year ago.

## SEC filing metadata
- accession: 0000950170-25-061243
- form_type: 8-K
- ticker: THG
- cik: 0000944695
- company_name: HANOVER INSURANCE GROUP, INC.
- filed_at: 2025-04-30T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/944695/000095017025061243/0000950170-25-061243-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/944695/000095017025061243/thg-20250430.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-25-061243
- JSON: https://secwatch.observer/filing/0000950170-25-061243.json
- Plain text: https://secwatch.observer/filing/0000950170-25-061243.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.