{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-25-061896","form_type":"8-K","ticker":"AFBI","cik":"0001823406","company_name":"Affinity Bancshares, Inc.","filed_at":"2025-05-01T23:59:59+00:00","discovered_at":"2026-05-14T18:02:49.943738+00:00","generated_at":"2026-05-23T00:58:44.011697+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Affinity Bancshares Q1 2025 net income up 37% to $1.831M; EPS $0.28 vs $0.20 YoY","bullets":["Net income $1.831M ($0.28 diluted EPS) vs $1.335M ($0.20) in Q1 2024, a 37% increase.","Adjusted diluted EPS (non-GAAP) $0.30, up from $0.21 in prior-year quarter.","Total assets grew 5.3% to $912.5M; deposits rose 8.5% to $730.3M.","Net interest margin improved to 3.52% from 3.38%; efficiency ratio dropped to 68.55% from 75.96%.","Tangible book value per share $16.40, down from $17.30 at Dec 31, 2024, due to $8.8M dividend."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-25-061896","json":"https://secwatch.observer/filing/0000950170-25-061896.json","markdown":"https://secwatch.observer/filing/0000950170-25-061896.md","text":"https://secwatch.observer/filing/0000950170-25-061896.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1823406/000095017025061896/0000950170-25-061896-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1823406/000095017025061896/afbi-20250501.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T00:58:44.011697+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}