{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-25-064130","form_type":"8-K","ticker":"CFBK","cik":"0001070680","company_name":"CF BANKSHARES INC.","filed_at":"2025-05-06T23:59:59+00:00","discovered_at":"2026-05-14T18:02:47.418986+00:00","generated_at":"2026-05-22T10:41:18.105226+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"CF Bankshares Q1 net income $4.4M ($0.68 EPS), up 44% YoY; NIM expands 28bps to 2.64%","bullets":["Net income $4.4M ($0.68 diluted EPS) up 44% from $3.1M ($0.47) in Q1 2024; PPNR $6.2M.","NIM 2.64%, up 28bps YoY and 7bps QoQ; net interest income $12.9M, up 14.4% YoY.","Noninterest-bearing deposits up $18M (+7%) during Q1; sold $18.1M residential loans; redeployed to commercial.","Book value per share $25.86; ROE 10.37%, ROA 0.86%; dividend $0.07/common paid Apr 22.","Matt Tuohey hired as NE Ohio Market President in Apr 2025; new $10M revolving credit line secured."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-25-064130","json":"https://secwatch.observer/filing/0000950170-25-064130.json","markdown":"https://secwatch.observer/filing/0000950170-25-064130.md","text":"https://secwatch.observer/filing/0000950170-25-064130.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1070680/000095017025064130/0000950170-25-064130-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1070680/000095017025064130/cfbk-20250506.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-22T10:41:18.105226+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}