---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-25-072723"
form_type: "8-K"
ticker: "ARKO"
cik: "0001823794"
company_name: "ARKO Corp."
filed_at: "2025-05-15T23:59:59+00:00"
generated_at: "2026-05-21T05:32:37.300618+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# ARKO subsidiary increases real estate credit facility by $34.2M to $83.7M with M&T Bank

## Summary
- GPM Investments amended credit agreement, raising real estate loans from $49.5M to $83.7M.
- New $34.2M term note (Real Estate Note D) matures May 2030, amortizing 15 years, at SOFR+2.25%.
- Existing real estate loans now also bear interest at SOFR+2.25%; equipment line rate set similarly.
- Third Amended and Restated Master Covenant Agreement conforms to new terms; existing covenants unchanged.
- Borrower paid a 1% commitment fee ($342k) on the new note and all administrative expenses.

## SEC filing metadata
- accession: 0000950170-25-072723
- form_type: 8-K
- ticker: ARKO
- cik: 0001823794
- company_name: ARKO Corp.
- filed_at: 2025-05-15T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1823794/000095017025072723/0000950170-25-072723-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1823794/000095017025072723/arko-20250513.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-25-072723
- JSON: https://secwatch.observer/filing/0000950170-25-072723.json
- Plain text: https://secwatch.observer/filing/0000950170-25-072723.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.