{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-25-073291","form_type":"8-K/A","ticker":"PRHI","cik":"0001502292","company_name":"Presurance Holdings, Inc.","filed_at":"2025-05-16T23:59:59+00:00","discovered_at":"2026-05-14T18:02:48.508336+00:00","generated_at":"2026-05-21T03:09:35.151050+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Conifer Q1 net income $0.04/shr, adjusted operating loss $0.30/shr, combined ratio 140.5%","bullets":["Net income allocable to common shareholders $522k ($0.04/shr); adjusted operating loss $3.7M ($0.30/shr).","Gross written premiums fell 33.5% to $16.2M; shift away from Commercial Lines after agency sale.","Personal lines premiums up 22.3% to $14.1M, led by low-value dwelling in Texas.","Combined ratio worsened to 140.5% from 96.7%; loss ratio 89.7% impacted by seasonal storms.","Book value per share rose to $2.09; largely due to GAAP treatment of an earn-out payment."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-25-073291","json":"https://secwatch.observer/filing/0000950170-25-073291.json","markdown":"https://secwatch.observer/filing/0000950170-25-073291.md","text":"https://secwatch.observer/filing/0000950170-25-073291.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1502292/000095017025073291/0000950170-25-073291-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1502292/000095017025073291/cnfr-20250514.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-21T03:09:35.151050+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}