---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-25-073291"
form_type: "8-K/A"
ticker: "PRHI"
cik: "0001502292"
company_name: "Presurance Holdings, Inc."
filed_at: "2025-05-16T23:59:59+00:00"
generated_at: "2026-05-21T03:09:35.151050+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Conifer Q1 net income $0.04/shr, adjusted operating loss $0.30/shr, combined ratio 140.5%

## Summary
- Net income allocable to common shareholders $522k ($0.04/shr); adjusted operating loss $3.7M ($0.30/shr).
- Gross written premiums fell 33.5% to $16.2M; shift away from Commercial Lines after agency sale.
- Personal lines premiums up 22.3% to $14.1M, led by low-value dwelling in Texas.
- Combined ratio worsened to 140.5% from 96.7%; loss ratio 89.7% impacted by seasonal storms.
- Book value per share rose to $2.09; largely due to GAAP treatment of an earn-out payment.

## SEC filing metadata
- accession: 0000950170-25-073291
- form_type: 8-K/A
- ticker: PRHI
- cik: 0001502292
- company_name: Presurance Holdings, Inc.
- filed_at: 2025-05-16T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1502292/000095017025073291/0000950170-25-073291-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1502292/000095017025073291/cnfr-20250514.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-25-073291
- JSON: https://secwatch.observer/filing/0000950170-25-073291.json
- Plain text: https://secwatch.observer/filing/0000950170-25-073291.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.