secwatch.observer — SEC 8-K summary
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Issuer:     Presurance Holdings, Inc. (PRHI)
CIK:        0001502292
Form:       8-K/A
Filed at:   2025-05-16T23:59:59+00:00
Accession:  0000950170-25-073291
Event type: earnings
Sentiment:  negative
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Conifer Q1 net income $0.04/shr, adjusted operating loss $0.30/shr, combined ratio 140.5%
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- Net income allocable to common shareholders $522k ($0.04/shr); adjusted operating loss $3.7M ($0.30/shr).
- Gross written premiums fell 33.5% to $16.2M; shift away from Commercial Lines after agency sale.
- Personal lines premiums up 22.3% to $14.1M, led by low-value dwelling in Texas.
- Combined ratio worsened to 140.5% from 96.7%; loss ratio 89.7% impacted by seasonal storms.
- Book value per share rose to $2.09; largely due to GAAP treatment of an earn-out payment.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1502292/000095017025073291/0000950170-25-073291-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1502292/000095017025073291/cnfr-20250514.htm
  HTML page:      https://secwatch.observer/filing/0000950170-25-073291

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer