---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-25-075845"
form_type: "8-K"
ticker: "RM"
cik: "0001519401"
company_name: "Regional Management Corp."
filed_at: "2025-05-21T23:59:59+00:00"
generated_at: "2026-05-20T22:27:38.621042+00:00"
event_type: "debt"
sentiment: "positive"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# Regional Management Corp. amends credit facility, extends maturity to May 2026, reduces margin to 2.25%

## Summary
- Amendment extends Scheduled Commitment Termination Date to May 19, 2026.
- Interest margin reduced to 2.25% per annum; unused commitment fee set at 0.50% per annum.
- Removed requirement for a Hedge Reserve Account; modified concentration limit and trigger event definitions.
- Additional Originators added; eligibility criteria for Eligible Receivables clarified.
- Stockholders approved all nine director nominees, ratified Deloitte as auditor, and approved say-on-pay.

## SEC filing metadata
- accession: 0000950170-25-075845
- form_type: 8-K
- ticker: RM
- cik: 0001519401
- company_name: Regional Management Corp.
- filed_at: 2025-05-21T23:59:59+00:00
- event_type: debt
- sentiment: positive
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 1.01, 5.07, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1519401/000095017025075845/0000950170-25-075845-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1519401/000095017025075845/rm-20250515.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-25-075845
- JSON: https://secwatch.observer/filing/0000950170-25-075845.json
- Plain text: https://secwatch.observer/filing/0000950170-25-075845.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.
