---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-25-076222"
form_type: "8-K"
ticker: "UWHR"
cik: "0000898171"
company_name: "UWHARRIE CAPITAL CORP"
filed_at: "2025-05-22T23:59:59+00:00"
generated_at: "2026-05-20T19:58:26.254704+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# Uwharrie Capital Q1 2025 net income $2.6M, up 8% YoY; assets reach $1.16B

## Summary
- Net income $2.6M vs $2.4M in Q1 2024; Pre-Tax Pre-Provision income $3.6M, up 19% YoY.
- Total assets $1.16B (+3% from Dec 31, 2024); deposits grew $29M in quarter.
- Credit quality strong: 0.06% of loans past-due/non-accrual vs FFIEC peer avg 1.12%.
- CEO cites conservative posture and community-centered strategy for stability.

## SEC filing metadata
- accession: 0000950170-25-076222
- form_type: 8-K
- ticker: UWHR
- cik: 0000898171
- company_name: UWHARRIE CAPITAL CORP
- filed_at: 2025-05-22T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/898171/000095017025076222/0000950170-25-076222-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/898171/000095017025076222/uwhr-20250522.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-25-076222
- JSON: https://secwatch.observer/filing/0000950170-25-076222.json
- Plain text: https://secwatch.observer/filing/0000950170-25-076222.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.