{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-25-081399","form_type":"8-K","ticker":"TCBX","cik":"0001781730","company_name":"Third Coast Bancshares, Inc.","filed_at":"2025-06-04T23:59:59+00:00","discovered_at":"2026-05-14T18:02:49.689075+00:00","generated_at":"2026-05-20T00:06:41.792269+00:00","sec_items":["8.01","9.01"],"event_type":"other_material","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Third Coast Bancshares executes $150M CRE loan securitization sponsored by EJF Capital","bullets":["$150M securitization of commercial real estate loans originated by Third Coast Bank, subsidiary of TCBX.","Transaction structured as sale of participation interests; bank retained some and issued Class A-1 and M-1 notes.","Expected to reduce risk-weighted assets and construction/land development loan concentration ratio.","EJF Capital ($5.3B AUM) arranged the deal; bank is not affiliated with sponsor or issuer.","Second securitization for the bank; management cites improved portfolio diversity."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-25-081399","json":"https://secwatch.observer/filing/0000950170-25-081399.json","markdown":"https://secwatch.observer/filing/0000950170-25-081399.md","text":"https://secwatch.observer/filing/0000950170-25-081399.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1781730/000095017025081399/0000950170-25-081399-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1781730/000095017025081399/tcbx-20250603.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-20T00:06:41.792269+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}