---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-25-081399"
form_type: "8-K"
ticker: "TCBX"
cik: "0001781730"
company_name: "Third Coast Bancshares, Inc."
filed_at: "2025-06-04T23:59:59+00:00"
generated_at: "2026-05-20T00:06:41.792269+00:00"
event_type: "other_material"
sentiment: "positive"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Third Coast Bancshares executes $150M CRE loan securitization sponsored by EJF Capital

## Summary
- $150M securitization of commercial real estate loans originated by Third Coast Bank, subsidiary of TCBX.
- Transaction structured as sale of participation interests; bank retained some and issued Class A-1 and M-1 notes.
- Expected to reduce risk-weighted assets and construction/land development loan concentration ratio.
- EJF Capital ($5.3B AUM) arranged the deal; bank is not affiliated with sponsor or issuer.
- Second securitization for the bank; management cites improved portfolio diversity.

## SEC filing metadata
- accession: 0000950170-25-081399
- form_type: 8-K
- ticker: TCBX
- cik: 0001781730
- company_name: Third Coast Bancshares, Inc.
- filed_at: 2025-06-04T23:59:59+00:00
- event_type: other_material
- sentiment: positive
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1781730/000095017025081399/0000950170-25-081399-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1781730/000095017025081399/tcbx-20250603.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-25-081399
- JSON: https://secwatch.observer/filing/0000950170-25-081399.json
- Plain text: https://secwatch.observer/filing/0000950170-25-081399.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.