---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-25-088517"
form_type: "8-K"
ticker: "GIPR"
cik: "0001651721"
company_name: "GENERATION INCOME PROPERTIES, INC."
filed_at: "2025-06-20T23:59:59+00:00"
generated_at: "2026-05-19T01:31:04.890061+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# Generation Income Properties secures $1.1M mortgage on Washington, D.C. property at 6.5% fixed

## Summary
- $1.1M loan from Valley National Bank at 6.50% fixed, secured by previously unencumbered property at 3707-3711 14th St NW, Washington, D.C.
- Initial disbursement of $750k; remaining $350k contingent on 7-Eleven lease renewal by March 31, 2026.
- Interest-only payments through June 13, 2026; if lease renewed, maturity extends to 2030 with 25-year amortization.
- Executive Chairman David E. Sobelman guaranteed certain nonrecourse carveout obligations.
- Borrower must maintain minimum DSCR of 1.50:1.00 tested quarterly on trailing twelve months.

## SEC filing metadata
- accession: 0000950170-25-088517
- form_type: 8-K
- ticker: GIPR
- cik: 0001651721
- company_name: GENERATION INCOME PROPERTIES, INC.
- filed_at: 2025-06-20T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 1.01, 2.03
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1651721/000095017025088517/0000950170-25-088517-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1651721/000095017025088517/gipr-20250613.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-25-088517
- JSON: https://secwatch.observer/filing/0000950170-25-088517.json
- Plain text: https://secwatch.observer/filing/0000950170-25-088517.txt

## Key facts
- Debt Financings
  GENERATION INCOME PROPERTIES, INC. incurred mortgage of $1.1 million with Valley National Bank at 6.50% per annum maturing June 13, 2030.
  - Instrument: mortgage
  - Principal: $1.1 million
  - Counterparty: Valley National Bank
  - Rate: 6.50% per annum
  - Maturity: June 13, 2030
  - Event: incurrence
  source text: pursuant to which the Lender made a mortgage loan in the original principal amount of $1.1 million
  evidence_url: https://www.sec.gov/Archives/edgar/data/1651721/000095017025088517/0000950170-25-088517-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.