---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-25-090861"
form_type: "8-K"
ticker: "LSBK"
cik: "0002059653"
company_name: "Lake Shore Bancorp, Inc. /MD/"
filed_at: "2025-06-27T23:59:59+00:00"
generated_at: "2026-05-18T16:55:11.670498+00:00"
event_type: "other_material"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Lake Shore Bancorp conversion to stock holding company advances; S-1 effective May 14, 2025

## Summary
- Registrant will become stock holding company for Lake Shore Bank via second-step conversion from mutual structure.
- S-1 registration declared effective by SEC on May 14, 2025; shares to be offered to depositors and public.
- Shares also issued in exchange for outstanding Lake Shore Federal Bancorp shares held by non-MHC holders.
- Quarterly report for quarter ended March 31, 2025, of Lake Shore Federal Bancorp incorporated by reference.

## SEC filing metadata
- accession: 0000950170-25-090861
- form_type: 8-K
- ticker: LSBK
- cik: 0002059653
- company_name: Lake Shore Bancorp, Inc. /MD/
- filed_at: 2025-06-27T23:59:59+00:00
- event_type: other_material
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/2059653/000095017025090861/0000950170-25-090861-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/2059653/000095017025090861/lsbk-20250627.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-25-090861
- JSON: https://secwatch.observer/filing/0000950170-25-090861.json
- Plain text: https://secwatch.observer/filing/0000950170-25-090861.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.