---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-25-092174"
form_type: "8-K"
ticker: "LSBK"
cik: "0002059653"
company_name: "Lake Shore Bancorp, Inc. /MD/"
filed_at: "2025-07-01T23:59:59+00:00"
generated_at: "2026-05-18T10:55:50.901535+00:00"
event_type: "other_material"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# LSBK stockholders approve conversion to stock holding company and bank charter change

## Summary
- Stockholders and members approved Amended and Restated Plan of Conversion and Reorganization on July 1, 2025.
- Lake Shore, MHC will convert from mutual holding company to fully public stock holding company form.
- Lake Shore Savings Bank will convert from a federal savings bank to a New York chartered commercial bank.
- Closing remains subject to receipt of final regulatory approvals and customary conditions.
- Shares offered in the stock offering are not savings accounts or FDIC-insured.

## SEC filing metadata
- accession: 0000950170-25-092174
- form_type: 8-K
- ticker: LSBK
- cik: 0002059653
- company_name: Lake Shore Bancorp, Inc. /MD/
- filed_at: 2025-07-01T23:59:59+00:00
- event_type: other_material
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/2059653/000095017025092174/0000950170-25-092174-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/2059653/000095017025092174/lsbk-20250701.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-25-092174
- JSON: https://secwatch.observer/filing/0000950170-25-092174.json
- Plain text: https://secwatch.observer/filing/0000950170-25-092174.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.