{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-25-096620","form_type":"8-K","ticker":"BANF","cik":"0000760498","company_name":"BANCFIRST CORP /OK/","filed_at":"2025-07-17T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.294569+00:00","generated_at":"2026-05-18T06:05:25.579930+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.9,"calibrated_materiality_score":0.9,"confidence":"high","headline":"BancFirst Corporation reports Q2 2025 net income of $62.3 million, up 23.1% from prior year","bullets":["Net income rose to $62.3M ($1.85/share) from $50.6M ($1.51/share) in Q2 2024.","Net interest income increased to $121.3M from $109.9M, with NIM nearly unchanged at 3.75%.","Total assets grew $491.5M to $14.0B; loans up $91.3M to $8.1B; deposits up $337.6M to $12.1B.","CEO Harlow announced expected closing of American Bank of Oklahoma acquisition in Q3 2025.","Nonaccrual loans declined to 0.61% of total loans from 0.72% at year-end 2024."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-25-096620","json":"https://secwatch.observer/filing/0000950170-25-096620.json","markdown":"https://secwatch.observer/filing/0000950170-25-096620.md","text":"https://secwatch.observer/filing/0000950170-25-096620.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/760498/000095017025096620/0000950170-25-096620-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/760498/000095017025096620/banf-20250717.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud","generated_at":"2026-05-18T06:05:25.579930+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}