---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-25-096983"
form_type: "8-K"
ticker: "LSBK"
cik: "0002059653"
company_name: "Lake Shore Bancorp, Inc. /MD/"
filed_at: "2025-07-18T23:59:59+00:00"
generated_at: "2026-05-18T05:51:31.319786+00:00"
event_type: "other_material"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Lake Shore Bancorp closes conversion, raises $49.5M in stock offering

## Summary
- Sold 4,950,460 shares at $10.00 per share for gross proceeds of $49.5M.
- Existing public shareholders received 1.3549 new shares per old share; cash for fractional shares.
- Approximately 7,825,877 shares outstanding after conversion.
- Common stock to begin trading on Nasdaq under symbol LSBK on July 21, 2025.
- Bank converted from federal savings to New York chartered commercial bank.

## SEC filing metadata
- accession: 0000950170-25-096983
- form_type: 8-K
- ticker: LSBK
- cik: 0002059653
- company_name: Lake Shore Bancorp, Inc. /MD/
- filed_at: 2025-07-18T23:59:59+00:00
- event_type: other_material
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/2059653/000095017025096983/0000950170-25-096983-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/2059653/000095017025096983/lsbk-20250718.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-25-096983
- JSON: https://secwatch.observer/filing/0000950170-25-096983.json
- Plain text: https://secwatch.observer/filing/0000950170-25-096983.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.