{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-25-097295","form_type":"8-K","ticker":"PGC","cik":"0001050743","company_name":"PEAPACK GLADSTONE FINANCIAL CORP","filed_at":"2025-07-21T23:59:59+00:00","discovered_at":"2026-05-14T18:02:43.205374+00:00","generated_at":"2026-05-18T04:55:56.862970+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Peapack-Gladstone Q2 EPS $0.45; NII up 38% YoY; AUM/AUA record $12.3B","bullets":["Q2 2025 diluted EPS $0.45; net interest income $48M (+38% YoY); net interest margin 2.77% (+52 bps YoY).","Wealth management fee income $16M (+3.3% linked-quarter); record AUM/AUA $12.3B; new inflows $193M in Q2.","Noninterest-bearing deposits grew $53M (4%) in Q2; total deposits $6.4B (+12% LTM); 700+ new expansion relationships.","Loans grew $68M (5% annualized) in Q2; incremental spread >4.50% on new business YTD; $464M expansion loan outstandings.","NY rent regulated multifamily: $56M NPAs (3% of portfolio), 5 sponsors in foreclosure; enhanced monitoring ongoing."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-25-097295","json":"https://secwatch.observer/filing/0000950170-25-097295.json","markdown":"https://secwatch.observer/filing/0000950170-25-097295.md","text":"https://secwatch.observer/filing/0000950170-25-097295.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1050743/000095017025097295/0000950170-25-097295-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1050743/000095017025097295/pgc-20250721.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T04:55:56.862970+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}