---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-25-097295"
form_type: "8-K"
ticker: "PGC"
cik: "0001050743"
company_name: "PEAPACK GLADSTONE FINANCIAL CORP"
filed_at: "2025-07-21T23:59:59+00:00"
generated_at: "2026-05-18T04:55:56.862970+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Peapack-Gladstone Q2 EPS $0.45; NII up 38% YoY; AUM/AUA record $12.3B

## Summary
- Q2 2025 diluted EPS $0.45; net interest income $48M (+38% YoY); net interest margin 2.77% (+52 bps YoY).
- Wealth management fee income $16M (+3.3% linked-quarter); record AUM/AUA $12.3B; new inflows $193M in Q2.
- Noninterest-bearing deposits grew $53M (4%) in Q2; total deposits $6.4B (+12% LTM); 700+ new expansion relationships.
- Loans grew $68M (5% annualized) in Q2; incremental spread >4.50% on new business YTD; $464M expansion loan outstandings.
- NY rent regulated multifamily: $56M NPAs (3% of portfolio), 5 sponsors in foreclosure; enhanced monitoring ongoing.

## SEC filing metadata
- accession: 0000950170-25-097295
- form_type: 8-K
- ticker: PGC
- cik: 0001050743
- company_name: PEAPACK GLADSTONE FINANCIAL CORP
- filed_at: 2025-07-21T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1050743/000095017025097295/0000950170-25-097295-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1050743/000095017025097295/pgc-20250721.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-25-097295
- JSON: https://secwatch.observer/filing/0000950170-25-097295.json
- Plain text: https://secwatch.observer/filing/0000950170-25-097295.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.