{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-25-097419","form_type":"8-K","ticker":"CSBB","cik":"0000880417","company_name":"CSB Bancorp, Inc.","filed_at":"2025-07-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.561019+00:00","generated_at":"2026-05-18T04:50:26.677976+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"CSB Bancorp Q2 net income $3.7M ($1.41 EPS), up 131% YoY; NPLs drop to 0.17%","bullets":["Net income $3.7M ($1.41 diluted EPS) vs $1.6M ($0.61) in Q2 2024, up 131%.","Return on avg equity 12.48% vs 5.89% YoY; return on avg assets 1.23% vs 0.56%.","Net interest margin (FTE) 3.61% vs 3.28% YoY; net loans up 10% from year ago.","Nonperforming loans fell to 0.17% of total loans from 0.93%; ACL at 1.05% vs 1.47%.","Declared $0.41/share dividend, annualized yield 3.8% based on $43.50 close."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-25-097419","json":"https://secwatch.observer/filing/0000950170-25-097419.json","markdown":"https://secwatch.observer/filing/0000950170-25-097419.md","text":"https://secwatch.observer/filing/0000950170-25-097419.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/880417/000095017025097419/0000950170-25-097419-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/880417/000095017025097419/csbb-20250722.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T04:50:26.677976+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}