---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-25-097419"
form_type: "8-K"
ticker: "CSBB"
cik: "0000880417"
company_name: "CSB Bancorp, Inc."
filed_at: "2025-07-22T23:59:59+00:00"
generated_at: "2026-05-18T04:50:26.677976+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# CSB Bancorp Q2 net income $3.7M ($1.41 EPS), up 131% YoY; NPLs drop to 0.17%

## Summary
- Net income $3.7M ($1.41 diluted EPS) vs $1.6M ($0.61) in Q2 2024, up 131%.
- Return on avg equity 12.48% vs 5.89% YoY; return on avg assets 1.23% vs 0.56%.
- Net interest margin (FTE) 3.61% vs 3.28% YoY; net loans up 10% from year ago.
- Nonperforming loans fell to 0.17% of total loans from 0.93%; ACL at 1.05% vs 1.47%.
- Declared $0.41/share dividend, annualized yield 3.8% based on $43.50 close.

## SEC filing metadata
- accession: 0000950170-25-097419
- form_type: 8-K
- ticker: CSBB
- cik: 0000880417
- company_name: CSB Bancorp, Inc.
- filed_at: 2025-07-22T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/880417/000095017025097419/0000950170-25-097419-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/880417/000095017025097419/csbb-20250722.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-25-097419
- JSON: https://secwatch.observer/filing/0000950170-25-097419.json
- Plain text: https://secwatch.observer/filing/0000950170-25-097419.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.