{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-25-097963","form_type":"8-K","ticker":"BRBS","cik":"0000842717","company_name":"BLUE RIDGE BANKSHARES, INC.","filed_at":"2025-07-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.484505+00:00","generated_at":"2026-05-18T03:56:04.591131+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Blue Ridge Bankshares reports Q2 net income of $1.3M, turns profitable","bullets":["Net income of $1.3M ($0.01 EPS) vs net loss of $0.4M in Q1 and $11.4M loss in Q2 2024.","Net interest margin improved to 3.15% from 2.90% QoQ, driven by lower deposit costs.","Noninterest expense fell $1.0M QoQ; headcount reduced by 109 in H1 2025, ending at 333.","Regulatory remediation progress: Bank capital ratios exceed OCC Consent Order minimums.","Redeemed $15M subordinated note; partially redeemed $10M of $25M 2029 subordinated notes."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-25-097963","json":"https://secwatch.observer/filing/0000950170-25-097963.json","markdown":"https://secwatch.observer/filing/0000950170-25-097963.md","text":"https://secwatch.observer/filing/0000950170-25-097963.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/842717/000095017025097963/0000950170-25-097963-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/842717/000095017025097963/brbs-20250723.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T03:56:04.591131+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}