---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-25-097963"
form_type: "8-K"
ticker: "BRBS"
cik: "0000842717"
company_name: "BLUE RIDGE BANKSHARES, INC."
filed_at: "2025-07-23T23:59:59+00:00"
generated_at: "2026-05-18T03:56:04.591131+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Blue Ridge Bankshares reports Q2 net income of $1.3M, turns profitable

## Summary
- Net income of $1.3M ($0.01 EPS) vs net loss of $0.4M in Q1 and $11.4M loss in Q2 2024.
- Net interest margin improved to 3.15% from 2.90% QoQ, driven by lower deposit costs.
- Noninterest expense fell $1.0M QoQ; headcount reduced by 109 in H1 2025, ending at 333.
- Regulatory remediation progress: Bank capital ratios exceed OCC Consent Order minimums.
- Redeemed $15M subordinated note; partially redeemed $10M of $25M 2029 subordinated notes.

## SEC filing metadata
- accession: 0000950170-25-097963
- form_type: 8-K
- ticker: BRBS
- cik: 0000842717
- company_name: BLUE RIDGE BANKSHARES, INC.
- filed_at: 2025-07-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/842717/000095017025097963/0000950170-25-097963-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/842717/000095017025097963/brbs-20250723.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-25-097963
- JSON: https://secwatch.observer/filing/0000950170-25-097963.json
- Plain text: https://secwatch.observer/filing/0000950170-25-097963.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.