{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-25-098165","form_type":"8-K","ticker":"VABK","cik":"0001572334","company_name":"Virginia National Bankshares Corp","filed_at":"2025-07-24T23:59:59+00:00","discovered_at":"2026-05-14T18:02:44.392135+00:00","generated_at":"2026-05-18T02:17:38.677444+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"Virginia National Bankshares Q2 net income $4.2M ($0.78 EPS); declares $0.36 dividend","bullets":["Q2 net income $4.2M, $0.78 diluted EPS (vs $4.2M, $0.77 YoY); H1 net income $8.7M, up 12% from $7.8M.","Net interest margin (FTE) improved to 3.40% from 3.04%; efficiency ratio improved to 61.2% from 62.7%.","Gross loans $1.2B, up $83.5M (7.2%) YoY; deposits up $15.2M (1.1%) YoY.","Quarterly cash dividend of $0.36 per share declared, payable Aug 29, 2025 to holders of record Aug 15, 2025."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-25-098165","json":"https://secwatch.observer/filing/0000950170-25-098165.json","markdown":"https://secwatch.observer/filing/0000950170-25-098165.md","text":"https://secwatch.observer/filing/0000950170-25-098165.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1572334/000095017025098165/0000950170-25-098165-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1572334/000095017025098165/vabk-20250723.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T02:17:38.677444+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}