---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-25-098323"
form_type: "8-K"
ticker: "FBIZ"
cik: "0001521951"
company_name: "FIRST BUSINESS FINANCIAL SERVICES, INC."
filed_at: "2025-07-24T23:59:59+00:00"
generated_at: "2026-05-18T02:14:00.380303+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# First Business Bank Q2 2025 net income $11.2M, EPS $1.35; loans grow 8.4% annualized

## Summary
- Net income available to common shareholders $11.2M, EPS $1.35, up from $1.23 in Q2 2024.
- Loans grew $66.9M (8.4% annualized) from Q1 2025; core deposits up $70.4M (11.4% annualized).
- Net interest margin stable at 3.67%; net interest income +10.6% YoY.
- Tangible book value per share $38.54, up 13.6% from $33.92 a year ago.
- Private Wealth AUM & admin $3.731B; record quarterly fee income $3.7M, +8.3% YoY.

## SEC filing metadata
- accession: 0000950170-25-098323
- form_type: 8-K
- ticker: FBIZ
- cik: 0001521951
- company_name: FIRST BUSINESS FINANCIAL SERVICES, INC.
- filed_at: 2025-07-24T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1521951/000095017025098323/0000950170-25-098323-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1521951/000095017025098323/fbiz-20250724.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-25-098323
- JSON: https://secwatch.observer/filing/0000950170-25-098323.json
- Plain text: https://secwatch.observer/filing/0000950170-25-098323.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.