National Bankshares H1 2025 net income $5.53M ($0.87/share) vs $1.87M year ago

NATIONAL BANKSHARES INC

2025-Q2 EPS reported $0.87 vs consensus $0.65 ▲ beat (+33.3%)

Net income for H1 2025 was $5.53M ($0.87 diluted EPS), up from $1.87M ($0.31) in H1 2024.
Total assets $1.81B; net interest margin improved on lower deposit costs and higher loan yields.
Noninterest income rose due to higher service charges, BOLI income, and trust income from FCB acquisition.
Core banking system upgrade completed in Q2 2025; conversion expenses recognized.
Loans grew QoQ; credit metrics remain low risk with minimal charge-offs and past dues.

item 2.02item 9.01

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.