{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-25-098815","form_type":"8-K","ticker":"AFBI","cik":"0001823406","company_name":"Affinity Bancshares, Inc.","filed_at":"2025-07-25T23:59:59+00:00","discovered_at":"2026-05-14T18:02:45.151682+00:00","generated_at":"2026-05-18T01:15:05.068857+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Affinity Bancshares Q2 net income doubles to $2.2M; EPS $0.33 vs $0.16 YoY","bullets":["Net income of $2.15M (diluted EPS $0.33) vs $1.03M ($0.16) a year ago.","Adjusted diluted EPS of $0.36; operating net income $2.32M.","Total assets $933.8M, up 7.7% YoY; deposits $749.3M, up 11.3%.","Return on average assets 0.94% vs 0.48% YoY; return on equity 7.01% vs 3.33%.","Net interest margin 3.57% vs 3.71% prior year; efficiency ratio improved to 65.72%."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-25-098815","json":"https://secwatch.observer/filing/0000950170-25-098815.json","markdown":"https://secwatch.observer/filing/0000950170-25-098815.md","text":"https://secwatch.observer/filing/0000950170-25-098815.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1823406/000095017025098815/0000950170-25-098815-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1823406/000095017025098815/afbi-20250725.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T01:15:05.068857+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}