secwatch.observer — SEC 8-K summary
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Issuer:     Affinity Bancshares, Inc. (AFBI)
CIK:        0001823406
Form:       8-K
Filed at:   2025-07-25T23:59:59+00:00
Accession:  0000950170-25-098815
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Affinity Bancshares Q2 net income doubles to $2.2M; EPS $0.33 vs $0.16 YoY
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- Net income of $2.15M (diluted EPS $0.33) vs $1.03M ($0.16) a year ago.
- Adjusted diluted EPS of $0.36; operating net income $2.32M.
- Total assets $933.8M, up 7.7% YoY; deposits $749.3M, up 11.3%.
- Return on average assets 0.94% vs 0.48% YoY; return on equity 7.01% vs 3.33%.
- Net interest margin 3.57% vs 3.71% prior year; efficiency ratio improved to 65.72%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1823406/000095017025098815/0000950170-25-098815-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1823406/000095017025098815/afbi-20250725.htm
  HTML page:      https://secwatch.observer/filing/0000950170-25-098815

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer