{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-25-099237","form_type":"8-K","ticker":"BRO","cik":"0000079282","company_name":"BROWN & BROWN, INC.","filed_at":"2025-07-28T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.380244+00:00","generated_at":"2026-05-18T00:39:08.981786+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Brown & Brown Q2 revenues $1.3B (+9.1%), GAAP EPS $0.78 (-13.3%), adjusted EPS $1.03 (+10.8%)","bullets":["Organic Revenue growth of 3.6% in Q2; six-month organic growth of 5.1%.","Income before taxes $311M, down 10.1% YoY; margin fell to 24.2% from 29.4%.","EBITDAC-Adjusted $471M, up 12.1%; margin improved to 36.7% from 35.7%.","Six-month diluted EPS $1.93 (+0.5%); adjusted diluted EPS $2.32 (+12.1%).","June 2025 equity/debt issuance proceeds held for pending Accession acquisition generated $13M interest income."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-25-099237","json":"https://secwatch.observer/filing/0000950170-25-099237.json","markdown":"https://secwatch.observer/filing/0000950170-25-099237.md","text":"https://secwatch.observer/filing/0000950170-25-099237.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/79282/000095017025099237/0000950170-25-099237-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/79282/000095017025099237/bro-20250728.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T00:39:08.981786+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}