---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-25-099237"
form_type: "8-K"
ticker: "BRO"
cik: "0000079282"
company_name: "BROWN & BROWN, INC."
filed_at: "2025-07-28T23:59:59+00:00"
generated_at: "2026-05-18T00:39:08.981786+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Brown & Brown Q2 revenues $1.3B (+9.1%), GAAP EPS $0.78 (-13.3%), adjusted EPS $1.03 (+10.8%)

## Summary
- Organic Revenue growth of 3.6% in Q2; six-month organic growth of 5.1%.
- Income before taxes $311M, down 10.1% YoY; margin fell to 24.2% from 29.4%.
- EBITDAC-Adjusted $471M, up 12.1%; margin improved to 36.7% from 35.7%.
- Six-month diluted EPS $1.93 (+0.5%); adjusted diluted EPS $2.32 (+12.1%).
- June 2025 equity/debt issuance proceeds held for pending Accession acquisition generated $13M interest income.

## SEC filing metadata
- accession: 0000950170-25-099237
- form_type: 8-K
- ticker: BRO
- cik: 0000079282
- company_name: BROWN & BROWN, INC.
- filed_at: 2025-07-28T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/79282/000095017025099237/0000950170-25-099237-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/79282/000095017025099237/bro-20250728.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-25-099237
- JSON: https://secwatch.observer/filing/0000950170-25-099237.json
- Plain text: https://secwatch.observer/filing/0000950170-25-099237.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.