secwatch.observer — SEC 8-K summary
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Issuer:     BROWN & BROWN, INC. (BRO)
CIK:        0000079282
Form:       8-K
Filed at:   2025-07-28T23:59:59+00:00
Accession:  0000950170-25-099237
Event type: earnings
Sentiment:  neutral
Materiality: 0.65
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Brown & Brown Q2 revenues $1.3B (+9.1%), GAAP EPS $0.78 (-13.3%), adjusted EPS $1.03 (+10.8%)
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- Organic Revenue growth of 3.6% in Q2; six-month organic growth of 5.1%.
- Income before taxes $311M, down 10.1% YoY; margin fell to 24.2% from 29.4%.
- EBITDAC-Adjusted $471M, up 12.1%; margin improved to 36.7% from 35.7%.
- Six-month diluted EPS $1.93 (+0.5%); adjusted diluted EPS $2.32 (+12.1%).
- June 2025 equity/debt issuance proceeds held for pending Accession acquisition generated $13M interest income.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/79282/000095017025099237/0000950170-25-099237-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/79282/000095017025099237/bro-20250728.htm
  HTML page:      https://secwatch.observer/filing/0000950170-25-099237

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer