{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-25-099643","form_type":"8-K","ticker":"SKY","cik":"0000090896","company_name":"Champion Homes, Inc.","filed_at":"2025-07-29T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.660611+00:00","generated_at":"2026-05-17T23:58:07.679351+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Champion Homes enters $200M credit facility, extends maturity to July 2030","bullets":["Second Amended and Restated Credit Agreement provides $200M revolving facility with $45M sub-limit for letters of credit.","Maturity extended from July 2026 to July 2030; optional $100M accordion feature available.","Interest rate based on Term SOFR plus 1.125% initially, adjusts with leverage ratio (1.125% to 1.875% spread).","Covenants include max total net leverage of 3.25x (3.75x after material acquisition) and min interest coverage of 3.00x.","Unused commitment fee starts at 0.15% and ranges up to 0.30% based on leverage."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-25-099643","json":"https://secwatch.observer/filing/0000950170-25-099643.json","markdown":"https://secwatch.observer/filing/0000950170-25-099643.md","text":"https://secwatch.observer/filing/0000950170-25-099643.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/90896/000095017025099643/0000950170-25-099643-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/90896/000095017025099643/sky-20250728.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T23:58:07.679351+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}