{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-25-100873","form_type":"8-K","ticker":"SRBK","cik":"0001951276","company_name":"SR Bancorp, Inc.","filed_at":"2025-07-31T23:59:59+00:00","discovered_at":"2026-05-14T18:02:45.683963+00:00","generated_at":"2026-05-17T22:29:02.065340+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"SR Bancorp reports Q4 net income of $823K, annual net income of $3.7M; turns profitable from prior year loss","bullets":["Q4 net income $823K ($0.10 diluted EPS) vs net loss of $3.0M in Q4 FY2024.","Annual net income $3.7M ($0.44 diluted EPS) vs net loss of $10.9M in FY2024.","Total assets $1.08B (+6.1% YoY); net loans $797.3M (+8.9%); deposits $846.0M (+4.8%).","No non-performing loans at June 30, 2025; allowance as % of loans 0.65% vs 0.71%.","Repurchased 936,991 shares for $11.3M during the year; borrowed $30M from FHLB for liquidity."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-25-100873","json":"https://secwatch.observer/filing/0000950170-25-100873.json","markdown":"https://secwatch.observer/filing/0000950170-25-100873.md","text":"https://secwatch.observer/filing/0000950170-25-100873.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1951276/000095017025100873/0000950170-25-100873-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1951276/000095017025100873/srbk-20250731.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T22:29:02.065340+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}