---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-25-100873"
form_type: "8-K"
ticker: "SRBK"
cik: "0001951276"
company_name: "SR Bancorp, Inc."
filed_at: "2025-07-31T23:59:59+00:00"
generated_at: "2026-05-17T22:29:02.065340+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# SR Bancorp reports Q4 net income of $823K, annual net income of $3.7M; turns profitable from prior year loss

## Summary
- Q4 net income $823K ($0.10 diluted EPS) vs net loss of $3.0M in Q4 FY2024.
- Annual net income $3.7M ($0.44 diluted EPS) vs net loss of $10.9M in FY2024.
- Total assets $1.08B (+6.1% YoY); net loans $797.3M (+8.9%); deposits $846.0M (+4.8%).
- No non-performing loans at June 30, 2025; allowance as % of loans 0.65% vs 0.71%.
- Repurchased 936,991 shares for $11.3M during the year; borrowed $30M from FHLB for liquidity.

## SEC filing metadata
- accession: 0000950170-25-100873
- form_type: 8-K
- ticker: SRBK
- cik: 0001951276
- company_name: SR Bancorp, Inc.
- filed_at: 2025-07-31T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1951276/000095017025100873/0000950170-25-100873-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1951276/000095017025100873/srbk-20250731.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-25-100873
- JSON: https://secwatch.observer/filing/0000950170-25-100873.json
- Plain text: https://secwatch.observer/filing/0000950170-25-100873.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.