secwatch.observer — SEC 8-K summary
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Issuer:     SR Bancorp, Inc. (SRBK)
CIK:        0001951276
Form:       8-K
Filed at:   2025-07-31T23:59:59+00:00
Accession:  0000950170-25-100873
Event type: earnings
Sentiment:  positive
Materiality: 0.65
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

SR Bancorp reports Q4 net income of $823K, annual net income of $3.7M; turns profitable from prior year loss
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- Q4 net income $823K ($0.10 diluted EPS) vs net loss of $3.0M in Q4 FY2024.
- Annual net income $3.7M ($0.44 diluted EPS) vs net loss of $10.9M in FY2024.
- Total assets $1.08B (+6.1% YoY); net loans $797.3M (+8.9%); deposits $846.0M (+4.8%).
- No non-performing loans at June 30, 2025; allowance as % of loans 0.65% vs 0.71%.
- Repurchased 936,991 shares for $11.3M during the year; borrowed $30M from FHLB for liquidity.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1951276/000095017025100873/0000950170-25-100873-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1951276/000095017025100873/srbk-20250731.htm
  HTML page:      https://secwatch.observer/filing/0000950170-25-100873

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer