{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-25-101989","form_type":"8-K","ticker":"EVER","cik":"0001640428","company_name":"EverQuote, Inc.","filed_at":"2025-08-04T23:59:59+00:00","discovered_at":"2026-05-14T18:02:44.543610+00:00","generated_at":"2026-05-17T21:29:00.334423+00:00","sec_items":["1.01","2.02","2.03","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"EverQuote Q2 revenue up 34% YoY to $156.6M, record net income of $14.7M, announces $50M buyback","bullets":["Q2 revenue $156.6M (+34% YoY); auto insurance revenue $139.6M (+36%), home/renters $17.0M (+23%).","GAAP net income $14.7M vs $6.4M; adjusted EBITDA $22.0M (14% margin), record operating cash flow $25.3M.","Variable Marketing Dollars grew 25% to $45.5M; Q3 guidance: revenue $163-169M, adj. EBITDA $22-24M.","Board authorized $50M share repurchase program expiring July 22, 2026, funded from cash and future cash flow.","Ended quarter with $148.2M cash (+19% sequential); also entered $60M secured revolving credit facility due 2028."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-25-101989","json":"https://secwatch.observer/filing/0000950170-25-101989.json","markdown":"https://secwatch.observer/filing/0000950170-25-101989.md","text":"https://secwatch.observer/filing/0000950170-25-101989.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1640428/000095017025101989/0000950170-25-101989-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1640428/000095017025101989/ever-20250801.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T21:29:00.334423+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}