{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-25-102159","form_type":"8-K","ticker":"AVBC","cik":"0002058758","company_name":"Avidia Bancorp, Inc.","filed_at":"2025-08-04T23:59:59+00:00","discovered_at":"2026-05-14T18:02:45.921107+00:00","generated_at":"2026-05-17T21:38:10.637812+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Avidia Bancorp Q2 net income $3.9M vs Q1 loss $11.6M; NIM expands to 3.19%","bullets":["Net income of $3.9 million in Q2 2025, compared to net loss of $11.6 million in Q1 2025.","Net interest income rose $1.4 million QoQ to $20.6 million; net interest margin improved 15 bps to 3.19%.","Total deposits increased $309 million to $2.44 billion, partly from IPO subscription proceeds.","Gross loans grew $15 million to $2.25 billion; non-accrual loans to total loans improved to 0.50%.","Mutual-to-stock conversion and IPO completed effective July 31, 2025, making Avidia the stock holding company."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-25-102159","json":"https://secwatch.observer/filing/0000950170-25-102159.json","markdown":"https://secwatch.observer/filing/0000950170-25-102159.md","text":"https://secwatch.observer/filing/0000950170-25-102159.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/2058758/000095017025102159/0000950170-25-102159-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/2058758/000095017025102159/avbc-20250801.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T21:38:10.637812+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}