---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-25-107296"
form_type: "8-K"
ticker: "FLD"
cik: "0001889123"
company_name: "Fold Holdings, Inc."
filed_at: "2025-08-12T23:59:59+00:00"
generated_at: "2026-05-17T14:53:57.251302+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Fold Q2 revenue $8.2M (+59% YoY), net income $13.4M; Bitcoin treasury 1,492 BTC

## Summary
- Revenue $8.2M, +59% YoY; Net income $13.4M; EPS $0.28; Adjusted EBITDA loss $4.7M.
- Bitcoin treasury 1,492 BTC ($160M); secured $250M equity purchase facility to expand holdings.
- Transaction volume $265M (+124% YoY); active accounts 615K+ (+233% YoY); verified accounts 80K+.
- Fold Credit Card waitlist >75K (launch late 2025); Bitcoin Gift Card launched; Bitcoin Sends launched.

## SEC filing metadata
- accession: 0000950170-25-107296
- form_type: 8-K
- ticker: FLD
- cik: 0001889123
- company_name: Fold Holdings, Inc.
- filed_at: 2025-08-12T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1889123/000095017025107296/0000950170-25-107296-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1889123/000095017025107296/fld-20250812.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-25-107296
- JSON: https://secwatch.observer/filing/0000950170-25-107296.json
- Plain text: https://secwatch.observer/filing/0000950170-25-107296.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.