secwatch.observer — SEC 8-K summary
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Issuer:     Fold Holdings, Inc. (FLD)
CIK:        0001889123
Form:       8-K
Filed at:   2025-08-12T23:59:59+00:00
Accession:  0000950170-25-107296
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Fold Q2 revenue $8.2M (+59% YoY), net income $13.4M; Bitcoin treasury 1,492 BTC
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- Revenue $8.2M, +59% YoY; Net income $13.4M; EPS $0.28; Adjusted EBITDA loss $4.7M.
- Bitcoin treasury 1,492 BTC ($160M); secured $250M equity purchase facility to expand holdings.
- Transaction volume $265M (+124% YoY); active accounts 615K+ (+233% YoY); verified accounts 80K+.
- Fold Credit Card waitlist >75K (launch late 2025); Bitcoin Gift Card launched; Bitcoin Sends launched.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1889123/000095017025107296/0000950170-25-107296-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1889123/000095017025107296/fld-20250812.htm
  HTML page:      https://secwatch.observer/filing/0000950170-25-107296

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer