{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-25-111028","form_type":"8-K","ticker":"BRO","cik":"0000079282","company_name":"BROWN & BROWN, INC.","filed_at":"2025-08-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.380885+00:00","generated_at":"2026-05-17T10:42:43.956569+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"other_material","sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"confidence":"high","headline":"Brown & Brown reorganizes segments, consolidating Programs and Wholesale Brokerage into Specialty Distribution","bullets":["Effective Q3 2025 (July 1, 2025), the company will report under two segments: Retail and Specialty Distribution.","Specialty Distribution combines the former Programs and Wholesale Brokerage segments following the RSC Topco (Accession Risk Management) acquisition.","Historical segment financial data for 2020-2024 and recent quarters recast to align with the new structure; no impact on previously reported consolidated results.","Recast data shows FY 2024 Retail segment income before taxes of $602M and Specialty Distribution of $778M."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-25-111028","json":"https://secwatch.observer/filing/0000950170-25-111028.json","markdown":"https://secwatch.observer/filing/0000950170-25-111028.md","text":"https://secwatch.observer/filing/0000950170-25-111028.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/79282/000095017025111028/0000950170-25-111028-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/79282/000095017025111028/bro-20250822.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T10:42:43.956569+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}