---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-25-111028"
form_type: "8-K"
ticker: "BRO"
cik: "0000079282"
company_name: "BROWN & BROWN, INC."
filed_at: "2025-08-22T23:59:59+00:00"
generated_at: "2026-05-17T10:42:43.956569+00:00"
event_type: "other_material"
sentiment: "neutral"
materiality_score: 0.35
calibrated_materiality_score: 0.35
confidence: "high"
source: SEC EDGAR
---

# Brown & Brown reorganizes segments, consolidating Programs and Wholesale Brokerage into Specialty Distribution

## Summary
- Effective Q3 2025 (July 1, 2025), the company will report under two segments: Retail and Specialty Distribution.
- Specialty Distribution combines the former Programs and Wholesale Brokerage segments following the RSC Topco (Accession Risk Management) acquisition.
- Historical segment financial data for 2020-2024 and recent quarters recast to align with the new structure; no impact on previously reported consolidated results.
- Recast data shows FY 2024 Retail segment income before taxes of $602M and Specialty Distribution of $778M.

## SEC filing metadata
- accession: 0000950170-25-111028
- form_type: 8-K
- ticker: BRO
- cik: 0000079282
- company_name: BROWN & BROWN, INC.
- filed_at: 2025-08-22T23:59:59+00:00
- event_type: other_material
- sentiment: neutral
- materiality_score: 0.35
- calibrated_materiality_score: 0.35
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/79282/000095017025111028/0000950170-25-111028-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/79282/000095017025111028/bro-20250822.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-25-111028
- JSON: https://secwatch.observer/filing/0000950170-25-111028.json
- Plain text: https://secwatch.observer/filing/0000950170-25-111028.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.