{"schema_version":"secwatch.filing_event.v1","accession":"0001000753-25-000104","form_type":"8-K","ticker":"NSP","cik":"0001000753","company_name":"INSPERITY, INC.","filed_at":"2025-11-03T23:59:59+00:00","discovered_at":"2026-05-14T18:02:38.444733+00:00","generated_at":"2026-05-17T00:48:28.671359+00:00","sec_items":["1.01","2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"medium","headline":"Insperity Q3 net loss $20M, adj EPS ($0.20); extends UHC deal with $500k pooling cap through 2028","bullets":["Q3 revenues $1.6B (+4% YoY); net loss $20M; GAAP EPS ($0.53); adjusted EPS ($0.20).","Healthcare costs drove 15% gross profit decline to $195M; elevated inpatient/outpatient/pharmacy trends cited.","New UnitedHealthcare contract extends through 2028, reduces large-claim pooling to $500k from Jan 2026, adds volume incentives.","YTD net income $26M ($0.69 EPS); adjusted EBITDA $144M; returned $87M to shareholders via buybacks and dividends.","HRScale (Insperity/Workday) product rollout underway; Workday costs $38M YTD."],"urls":{"canonical":"https://secwatch.observer/filing/0001000753-25-000104","json":"https://secwatch.observer/filing/0001000753-25-000104.json","markdown":"https://secwatch.observer/filing/0001000753-25-000104.md","text":"https://secwatch.observer/filing/0001000753-25-000104.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1000753/000100075325000104/0001000753-25-000104-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1000753/000100075325000104/nsp-20251103.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T00:48:28.671359+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}