{"schema_version":"secwatch.filing_event.v1","accession":"0001004702-23-000002","form_type":"8-K","ticker":"OCFC","cik":"0001004702","company_name":"OCEANFIRST FINANCIAL CORP","filed_at":"2023-01-19T23:59:59+00:00","discovered_at":"2026-05-14T18:03:43.419575+00:00","generated_at":"2026-06-20T12:52:08.560789+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"OceanFirst Q4 net income $52.3M, diluted EPS $0.89 vs $0.37 YoY; record annual earnings","bullets":["Q4 net income available to common stockholders $52.3M, diluted EPS $0.89, up from $0.64 linked quarter and $0.37 YoY.","Full year 2022 net income available to common $142.6M, diluted EPS $2.42 vs $1.78 in 2021.","Net interest margin expanded to 3.64% from 2.99% YoY; efficiency ratio improved to 44.56% from 72.04%.","Board declared common dividend $0.20/share payable Feb 17, 2023; preferred dividend $0.4375/depositary share payable Feb 15.","Return on average assets 1.62%, return on average tangible common equity 20.97% for Q4."],"urls":{"canonical":"https://secwatch.observer/filing/0001004702-23-000002","json":"https://secwatch.observer/filing/0001004702-23-000002.json","markdown":"https://secwatch.observer/filing/0001004702-23-000002.md","text":"https://secwatch.observer/filing/0001004702-23-000002.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1004702/000100470223000002/0001004702-23-000002-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1004702/000100470223000002/ocfc-20230119.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T12:52:08.560789+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"105129a47c00ca33dd90a252c74d60734bacb445","claim":"OCEANFIRST FINANCIAL CORP reported the year ended December 31, 2022 results: net income $142.6 million, EPS $2.42 per diluted share.","evidence_excerpt":"For the year ended December 31, 2022, the Company reported net income available to common stockholders of $142.6 million, or $2.42 per diluted share, as compared to $106.1 million, or $1.78 per diluted share, for the prior year.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1004702/000100470223000002/0001004702-23-000002-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the year ended December 31, 2022"},{"label":"Net income","value":"$142.6 million"},{"label":"EPS","value":"$2.42 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"84bfb53f6d83efe4e7a9bf1b78a58f355fa2b3cf","claim":"OCEANFIRST FINANCIAL CORP reported the quarter ended December 31, 2022 results: net income $52.3 million, EPS $0.89 per diluted share.","evidence_excerpt":"OceanFirst Financial Corp. (NASDAQ:“OCFC”) (the “Company”), the holding company for OceanFirst Bank N.A. (the “Bank”), announced net income available to common stockholders of $52.3 million, or $0.89 per diluted share, for the quarter ended December 31, 2022, as compared to $37.6 million, or $0.64 per diluted share, for the prior linked quarter, and $21.7 million, or $0.37 per diluted share, for the corresponding prior year period.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1004702/000100470223000002/0001004702-23-000002-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended December 31, 2022"},{"label":"Net income","value":"$52.3 million"},{"label":"EPS","value":"$0.89 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}