{"schema_version":"secwatch.filing_event.v1","accession":"0001004702-23-000096","form_type":"8-K","ticker":"OCFC","cik":"0001004702","company_name":"OCEANFIRST FINANCIAL CORP","filed_at":"2023-04-20T23:59:59+00:00","discovered_at":"2026-05-14T18:03:37.537362+00:00","generated_at":"2026-06-16T22:03:48.350755+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"OceanFirst Q1 net income $26.9M ($0.46 EPS); NIM 3.34%","bullets":["Net income available to common stockholders $26.9M, diluted EPS $0.46 vs $0.42 in Q1 2022 and $0.89 in Q4 2022.","Net interest margin 3.34% vs 3.64% in prior quarter and 3.18% in prior year quarter.","Return on average assets 0.82%, return on average tangible common equity 10.53%.","Board declared quarterly dividend $0.20 per share, payable May 19, record May 8.","Efficiency ratio 60.78% vs 44.56% in prior linked quarter."],"urls":{"canonical":"https://secwatch.observer/filing/0001004702-23-000096","json":"https://secwatch.observer/filing/0001004702-23-000096.json","markdown":"https://secwatch.observer/filing/0001004702-23-000096.md","text":"https://secwatch.observer/filing/0001004702-23-000096.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1004702/000100470223000096/0001004702-23-000096-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1004702/000100470223000096/ocfc-20230420.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T22:03:48.350755+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"0b78ed6e1230b83e47b8688831c11caa6f68426d","claim":"OCEANFIRST FINANCIAL CORP reported quarter ended March 31, 2023 results: net income $26.9 million, EPS $0.46 per diluted share.","evidence_excerpt":"OceanFirst Financial Corp. (NASDAQ:OCFC) (the “Company”), the holding company for OceanFirst Bank N.A. (the “Bank”), announced net income available to common stockholders of $26.9 million, or $0.46 per diluted share, for the quarter ended March 31, 2023, as compared to $24.8 million, or $0.42 per diluted share, for the corresponding prior year period, and $52.3 million, or $0.89 per diluted share, for the prior linked quarter.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1004702/000100470223000096/0001004702-23-000096-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"quarter ended March 31, 2023"},{"label":"Net income","value":"$26.9 million"},{"label":"EPS","value":"$0.46 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}