{"schema_version":"secwatch.filing_event.v1","accession":"0001004702-23-000131","form_type":"8-K","ticker":"OCFC","cik":"0001004702","company_name":"OCEANFIRST FINANCIAL CORP","filed_at":"2023-07-20T23:59:59+00:00","discovered_at":"2026-05-14T18:03:32.826674+00:00","generated_at":"2026-06-13T05:19:01.462689+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"OceanFirst Q2 net income $26.8M, EPS $0.45; declares dividends","bullets":["Net income available to common stockholders $26.8M ($0.45/diluted) vs $28.0M ($0.47) in Q2 2022.","Return on average assets 0.80%; return on average tangible common equity 10.21%.","Net interest margin 3.02% down from 3.34% prior quarter and 3.29% year ago.","Common dividend $0.20/share payable Aug 18; preferred dividend $0.4375/share payable Aug 15.","Efficiency ratio 62.28% vs 59.65% a year ago."],"urls":{"canonical":"https://secwatch.observer/filing/0001004702-23-000131","json":"https://secwatch.observer/filing/0001004702-23-000131.json","markdown":"https://secwatch.observer/filing/0001004702-23-000131.md","text":"https://secwatch.observer/filing/0001004702-23-000131.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1004702/000100470223000131/0001004702-23-000131-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1004702/000100470223000131/ocfc-20230720.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T05:19:01.462689+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"394c2884343270eb9328637d2183e522834addd6","claim":"OCEANFIRST FINANCIAL CORP reported the six months ended June 30, 2023 results: net income $53.7 million, EPS $0.91 per diluted share.","evidence_excerpt":"For the six months ended June 30, 2023, the Company reported net income available to common stockholders of $53.7 million, or $0.91 per diluted share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1004702/000100470223000131/0001004702-23-000131-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the six months ended June 30, 2023"},{"label":"Net income","value":"$53.7 million"},{"label":"EPS","value":"$0.91 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"88ce20e8a8c14fba2a375d2abf5e640fc25a676f","claim":"OCEANFIRST FINANCIAL CORP reported the three months ended June 30, 2023 results: net income $26.8 million, EPS $0.45 per diluted share.","evidence_excerpt":"OceanFirst Financial Corp. (NASDAQ:OCFC) (the “Company”), the holding company for OceanFirst Bank N.A. (the “Bank”), announced net income available to common stockholders of $26.8 million, or $0.45 per diluted share, for the three months ended June 30, 2023","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1004702/000100470223000131/0001004702-23-000131-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three months ended June 30, 2023"},{"label":"Net income","value":"$26.8 million"},{"label":"EPS","value":"$0.45 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}