---
schema_version: "secwatch.filing_event.v1"
accession: "0001004702-23-000131"
form_type: "8-K"
ticker: "OCFC"
cik: "0001004702"
company_name: "OCEANFIRST FINANCIAL CORP"
filed_at: "2023-07-20T23:59:59+00:00"
generated_at: "2026-06-13T05:19:01.462689+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# OceanFirst Q2 net income $26.8M, EPS $0.45; declares dividends

## Summary
- Net income available to common stockholders $26.8M ($0.45/diluted) vs $28.0M ($0.47) in Q2 2022.
- Return on average assets 0.80%; return on average tangible common equity 10.21%.
- Net interest margin 3.02% down from 3.34% prior quarter and 3.29% year ago.
- Common dividend $0.20/share payable Aug 18; preferred dividend $0.4375/share payable Aug 15.
- Efficiency ratio 62.28% vs 59.65% a year ago.

## SEC filing metadata
- accession: 0001004702-23-000131
- form_type: 8-K
- ticker: OCFC
- cik: 0001004702
- company_name: OCEANFIRST FINANCIAL CORP
- filed_at: 2023-07-20T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1004702/000100470223000131/0001004702-23-000131-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1004702/000100470223000131/ocfc-20230720.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001004702-23-000131
- JSON: https://secwatch.observer/filing/0001004702-23-000131.json
- Plain text: https://secwatch.observer/filing/0001004702-23-000131.txt

## Key facts
- Earnings Releases
  OCEANFIRST FINANCIAL CORP reported the six months ended June 30, 2023 results: net income $53.7 million, EPS $0.91 per diluted share.
  - Period: the six months ended June 30, 2023
  - Net income: $53.7 million
  - EPS: $0.91 per diluted share
  - Result: reported results
  source text: For the six months ended June 30, 2023, the Company reported net income available to common stockholders of $53.7 million, or $0.91 per diluted share
  evidence_url: https://www.sec.gov/Archives/edgar/data/1004702/000100470223000131/0001004702-23-000131-index.htm
- Earnings Releases
  OCEANFIRST FINANCIAL CORP reported the three months ended June 30, 2023 results: net income $26.8 million, EPS $0.45 per diluted share.
  - Period: the three months ended June 30, 2023
  - Net income: $26.8 million
  - EPS: $0.45 per diluted share
  - Result: reported results
  source text: OceanFirst Financial Corp. (NASDAQ:OCFC) (the “Company”), the holding company for OceanFirst Bank N.A. (the “Bank”), announced net income available to common stockholders of $26.8 million, or $0.45 per diluted share, for the three months ended June 30, 2023
  evidence_url: https://www.sec.gov/Archives/edgar/data/1004702/000100470223000131/0001004702-23-000131-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.