---
schema_version: "secwatch.filing_event.v1"
accession: "0001004702-24-000112"
form_type: "8-K"
ticker: "OCFC"
cik: "0001004702"
company_name: "OCEANFIRST FINANCIAL CORP"
filed_at: "2024-10-17T23:59:59+00:00"
generated_at: "2026-05-30T12:59:55.020142+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# OceanFirst Q3 net income $24.1M ($0.42 EPS), up 22% YoY; dividend steady

## Summary
- Net income available to common stockholders of $24.1M ($0.42 diluted EPS) in Q3 2024, up from $19.7M ($0.33) a year ago.
- Return on average assets 0.71% and return on average tangible common equity 8.57% (annualized).
- Net interest margin narrowed to 2.67% from 2.91% in prior year quarter.
- Quarterly common dividend of $0.20 per share declared; payable Nov 15, record Nov 4. Preferred $0.4375 per depositary share.

## SEC filing metadata
- accession: 0001004702-24-000112
- form_type: 8-K
- ticker: OCFC
- cik: 0001004702
- company_name: OCEANFIRST FINANCIAL CORP
- filed_at: 2024-10-17T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1004702/000100470224000112/0001004702-24-000112-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1004702/000100470224000112/ocfc-20241017.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001004702-24-000112
- JSON: https://secwatch.observer/filing/0001004702-24-000112.json
- Plain text: https://secwatch.observer/filing/0001004702-24-000112.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.