OceanFirst Q2 earnings fall 31% YoY; net income $16.2M, EPS $0.28

OCEANFIRST FINANCIAL CORP

2025-Q2 EPS reported $0.63

Net income available to common stockholders $16.2M ($0.28 diluted) vs $23.4M ($0.40) in Q2 2024.
Linked-quarter net income also down from $20.5M ($0.35) in Q1 2025.
Six-month net income $36.7M ($0.63) vs $51.0M ($0.87) year ago.
Net interest margin improved to 2.91% from 2.71% YoY; efficiency ratio worsened to 71.93% from 62.86%.
Board declared $0.20/share quarterly dividend, payable Aug 15 to holders of record Aug 4.

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