secwatch.observer — SEC 8-K summary
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Issuer:     OCEANFIRST FINANCIAL CORP (OCFC)
CIK:        0001004702
Form:       8-K
Filed at:   2026-04-23T23:59:59+00:00
Accession:  0001004702-26-000032
Event type: earnings
Sentiment:  neutral
Materiality: 0.50
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

OceanFirst Q1 net income flat at $20.5M; diluted EPS $0.36 vs $0.35 YoY
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- Net income available to common stockholders of $20.5M ($0.36 diluted EPS) for Q1 2026.
- Q1 2026 EPS compares to $0.35 in Q1 2025 and $0.23 in Q4 2025 (linked quarter).
- Annualized ROAA 0.57%, ROAE 4.95%, return on avg tangible common equity 7.22%.
- Net interest margin 2.93%, efficiency ratio 71.13%.
- Company to make investor presentations after April 23, 2026.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1004702/000100470226000032/0001004702-26-000032-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1004702/000100470226000032/ocfc-20260423.htm
  HTML page:      https://secwatch.observer/filing/0001004702-26-000032

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer