OceanFirst reports Q2 net loss of $3.0M vs. $16.2M net income a year ago

OCEANFIRST FINANCIAL CORP

Net loss of $3.0M ($0.04 diluted loss per share) vs. net income of $16.2M ($0.28 EPS) in Q2 2025.
Net interest margin improved to 3.05% from 2.91% a year ago; efficiency ratio worsened to 98.88%.
Six-month net income available to common stockholders fell to $17.5M ($0.27 EPS) from $36.7M ($0.63 EPS).
Board declared $0.20 per share quarterly dividend, payable Aug 21, 2026 to holders of record Aug 10, 2026.
Return on average tangible common equity was -0.88% annualized for Q2 vs. 5.66% a year ago.

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